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First & Peoples Bank and Trust Company
Effective Date: October 1, 2023
FEES AND CHARGES. The following fees and charges may be assessed against your account:

Account Activity Printout

$5.00

Account Research/ Reconciliation (fee per hour - one hour minimum)

$15.00

ATM Debit Card Replacement

$10.00

ATM Transaction at non-First & Peoples Bank and Trust ATM

$1.00

Cashier's Checks

$3.00

Check Cashing Fee for Non-Customer

$5.00

Check Image

$2.00

Close Account Within 180 days

$25.00

Collections

$10.00

Dormant Account -Quarterly fee on inactive (12 months)

$5.00

Dormant Account Escheatment Charge

$50.00

Fax Services (additional $1 per page over 10)

$5.00

Garnishment Fee

$50.00

Levy Fee

$10.00

Loan Coupon Book Replacement

$5.00

Non-Sufficient Funds (NSF) Returned Item Fee

$29.00

Notary Fee for Non-Bank Transactions

$5.00

Overdraft Fee

$29.00

Overdraft Maintenance Sweep

$5.00

Paper Statement Monthly Fee - Business

$4.00

Paper Statement Monthly Fee - Consumer

$2.00

Prior Period Statement

$5.00

Safe Deposit Box Drill Fee

$150.00

Safe Deposit Box Late Fee

$10.00

Safe Deposit Box Lost Key Fee

$20.00

Special Watch Instructions on Account

$29.00

Stop Payment

$29.00

Telephone Transfer Fee

$5.00

Wire Transfer - Incoming

$20.00

Wire Transfer - Outgoing

$25.00

An overdraft fee of $29.00 will be charged per item for covering overdrafts created by check or draft, in-person withdrawal, or other electronic means.

Check printing fees vary by the style of check ordered.