Personal Checking Accounts

Hometown Living Checking:

Our Hometown Living Checking Account provides customers with traditional checking account services. Customers may receive a paper monthly statement that includes images of all checks and deposit slips for a $2.00 fee or choose to go paperless free of charge. Other services, such as a Debit Card, may be used with this account upon approval.

There is no service fee per statement cycle. 3 checks will be processed per statement cycle at no charge with an additional $1.00 per check thereafter. The customer is responsible for the cost of the checks.

Hometown Loyalty Checking:

Our Hometown Loyalty Checking Account provides customers with traditional checking account services as well. Customers with a Hometown Loyalty Checking Account may receive a paper monthly statement that includes images of all checks and deposit slips for a $2.00 fee or choose to go paperless free of charge. Other services, such as a Debit Card, may be used with this account upon approval.

There is a $5.00 service fee per statement cycle, which is waived if a Minimum Balance of $1,000 is maintained every day throughout the statement cycle or a Direct Deposit is received per cycle. There is no transaction limit or per item charge. The customer is responsible for the cost of the checks..

Hometown Legacy Checking:

Our Hometown Legacy Checking provides the functionality of a checking account with the added benefit of earning interest. Interest accrues daily on the balance in the account based on a tiered variable rate. Customers with a Hometown Legacy Checking Account receive a paper monthly statement that includes images of all checks and deposit slips free of charge. Other services, such as a Debit Card, may be used with this account upon approval.

A service charge fee of $10.00 will be imposed every statement cycle if the balance falls below $10,000 any day of the cycle. There is no transaction limit or per item charge. Customers are responsible for the cost of personal checks.