Checking

Our Hometown Living Checking Account provides customers with traditional checking account services. Customers may receive a paper monthly statement that includes images of all checks and deposit slips for a $2.00 fee or choose to go paperless free of charge. Other services, such as a Debit Card, may be used with this account upon approval. 

There is no service fee per statement cycle. 3 checks will be processed per statement cycle at no charge with an additional $1.00 per check thereafter. The customer is responsible for the cost of the checks.

Our Hometown Loyalty Checking Account provides customers with traditional checking account services as well. Customers with a Hometown Loyalty Checking Account may receive a paper monthly statement that includes images of all checks and deposit slips for a $2.00 fee or choose to go paperless free of charge. Other services, such as a Debit Card, may be used with this account upon approval.

There is a $5.00 service fee per statement cycle, which is waived if a Minimum Balance of $1,000 is maintained every day throughout the statement cycle or a Direct Deposit is received per cycle. There is no transaction limit or per item charge. The customer is responsible for the cost of the checks.

Our Hometown Legacy Checking provides the functionality of a checking account with the added benefit of earning interest. Interest accrues daily on the balance in the account based on a tiered variable rate. Customers with a Hometown Legacy Checking Account receive a paper monthly statement that includes images of all checks and deposit slips free of charge. Other services, such as a Debit Card, may be used with this account upon approval.

A service charge fee of $10.00 will be imposed every statement cycle if the balance falls below $10,000 any day of the cycle. There is no transaction limit or per item charge. Customers are responsible for the cost of personal checks.