Regular Checking Accounts

Regular Checking:

Our Regular Checking Account provides customers with traditional checking account services. Customers with a Regular Checking Account receive a monthly statement that includes images of all checks and deposit slips. Other services, such as an ATM Card, Debit Card, and Overdraft Protection may be used with this account, upon approval.

There is a maintenance fee of $1.00 per statement cycle and a $.25 fee for each check processed. The customer is responsible for the cost of the checks.

 

NetChecking:

Our NetChecking Account provides customers with traditional checking account services as well. However, customers with a NetChecking Account review their monthly statement and images of checks and deposit slips through our website.  No paper statement is mailed out to accountholders. Other services, such as an ATM Card, Debit Card, and Overdraft Protection may be used with this account, upon approval.

There are no maintenance or per check fees associated with this account! The customer is responsible for the cost of the checks.

 

Required Minimum Balance:

Our Required Minimum Balance Account is a checking account that offers those customers who maintain at least $500.00 in an account the ability to eliminate monthly charges. If the balance falls below $500.00, the following statement cycle fees apply:

-----Balance Range----- Statement Cycle Fee
$ .00 - $ 199.99
$ 6.00
$ 200.00 - $ 299.99
$ 5.00
$ 300.00 - $ 399.99
$ 4.00
$ 400.00 - $ 499.99
$ 3.00

Customers with a Required Minimum Balance Account receive a monthly statement that includes images of all checks and deposit slips. Other services, such as an ATM Card, Debit Card, and Overdraft Protection may be used with this account, upon approval.

The customer is responsible for the cost of the checks.

 

Elite Checking:

Our Elite Checking provides the functionality of a checking account with the added benefit of earning interest. Interest accrues daily on the balance in the account. Customers receive a monthly statement that includes images of all checks and deposit slips. Other services, such as an ATM Card, Debit Card, and Overdraft Protection may be used with this account, upon approval.

A service charge fee of $10.00 will be imposed every statement cycle if the balance falls below $1,000.00 any day of the cycle. A service charge fee of $.25 will be charged for each check in excess of 30 processed during a statement cycle. The customer is responsible for the cost of the checks.

  

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