Regular Checking Accounts

Regular Checking:

Our Regular Checking Account provides customers with traditional checking account services. Customers with a Regular Checking Account receive a monthly statement that includes images of all checks and deposit slips. Other services, such as an ATM Card, Debit Card, and Overdraft Protection may be used with this account, upon approval.

There is a maintenance fee of $1.00 per statement cycle and a $.25 fee for each check processed. The customer is responsible for the cost of the checks.

 

Required Minimum Balance:

Our Required Minimum Balance Account is a checking account that offers those customers who maintain at least $500.00 in an account the ability to eliminate monthly charges. If the balance falls below $500.00, the following statement cycle fees apply:

Customers with a Required Minimum Balance Account receive a monthly statement that includes images of all checks and deposit slips. Other services, such as an ATM Card, Debit Card, and Overdraft Protection may be used with this account, upon approval.

The customer is responsible for the cost of the checks.

 

NOW Account:

Our NOW Account provides the functionality of a checking account with the added benefit of earning interest. Interest accrues daily on the balance in the account. Customers with a NOW Account receive a monthly statement that includes images of all checks and deposit slips. Other services, such as an ATM Card, Debit Card, and Overdraft Protection may be used with this account, upon approval.

A service charge fee of $5.00 will be imposed every statement cycle if the balance falls below $1,000.00 any day of the cycle. A service charge fee of $.25 will be charged for each check in excess of 20 processed during a statement cycle. The customer is responsible for the cost of the checks.

Super NOW Account:

Our Super NOW Account provides the functionality of a checking account with the added benefit of earning interest. Interest accrues daily on the balance in the account. Customers with a Super NOW Account receive a monthly statement that includes images of all checks and deposit slips. Other services, such as an ATM Card, Debit Card, and Overdraft Protection may be used with this account, upon approval.

A service charge fee of $5.00 will be imposed every statement cycle if the balance falls below $1,000.00 any day of the cycle. A service charge fee of $.25 will be charged for each check in excess of 20 processed during a statement cycle. The customer is responsible for the cost of the checks.

Insured Money Market Fund (IMMF):

Our IMMF Account is for those customers who want to save money but may need to write a limited number of checks each month. Customers with an IMMF Account receive a monthly statement that includes images of all checks and deposit slips.Other services, such as an ATM Card, Debit Card, and Overdraft Protection may be used with this account, upon approval.

This account requires a minimum balance of $1,000.00 to earn interest and allows up to three (3) checks to be written to outside parties per statement cycle. A service charge fee of $1.00 will be charged for each check in excess of three during a statement cycle. No other monthly service charge is assessed. Internal transfers are unlimited.

The customer is responsible for the cost of the checks.

 

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